Personal Insurance

Coverage for your car, your home, and your family.

We broker personal lines for households across the East Coast region — and we review the whole picture, not one policy at a time.

Auto Insurance

Liability, collision, comprehensive, and uninsured motorist coverage for personal vehicles. We'll walk through your limits and deductibles so you know exactly what you're carrying.

  • Personal auto and multi-car households
  • New and young drivers
  • Motorcycle coverage
  • Roadside and rental reimbursement options

Homeowners Insurance

Dwelling, contents, liability, and loss of use for single-family homes. We check that your rebuild cost reflects what construction actually costs today.

  • Single-family homeowners
  • Replacement cost review
  • Personal liability limits
  • Scheduled jewelry and valuables

Condo & Renters

Your building's master policy stops at the walls. Condo and renters coverage protects what's inside — plus your liability and your belongings away from home.

  • Condo unit-owner policies
  • Renters insurance
  • Personal property coverage
  • Loss of use / additional living expense

Landlord & Rental Property

If you rent out a unit, a homeowners policy usually won't respond. Landlord coverage handles the building, liability, and lost rental income.

  • Single-unit and multi-family rentals
  • Loss of rental income
  • Landlord liability
  • Short-term rental and host exposures

Boat & ATV

Seasonal and recreational vehicles need their own coverage — a homeowners policy covers very little of it.

  • Powerboats and personal watercraft
  • ATVs and off-road vehicles
  • Trailer coverage
  • On-water liability

Life Insurance

Term and permanent life coverage — enough to cover the mortgage, the income, and the people who depend on both.

  • Term life
  • Permanent / whole life
  • Coverage needs review
  • Beneficiary planning
Collector & Classic

Agreed-value coverage for vehicles that appreciate

A standard auto policy pays actual cash value — which is the wrong number for a car you've restored. We place agreed-value coverage through specialty collector markets, where you and the carrier settle on the number up front.

  • Classic & antique autos
  • Collector & exotic vehicles
  • Restoration projects
  • Classic motorcycles
  • Motorsports vehicles
  • Classic boats

Coverage typically includes agreed value, flexible usage allowances, and specialist repair-shop choice. Terms vary by vehicle and use — call us and we'll tell you what your vehicle qualifies for.

Let's get you covered.

Send us what you have now, or just tell us what you need. We'll take it to our carriers, compare what comes back, and walk you through the options in plain language.